Buying a home in Toronto is one of the biggest financial decisions most people make, and we are here to guide you through every stage of the home purchase mortgage process. Our advisers know that you’ve got unique life problems; whether you’re a growing family, a young professional, or someone ready to put down roots, they take the time to understand your income, credit profile and long-term goals before recommending a financing solution that fits your life. We’ve got access to many different lenders and are able to compare rates and terms to give you options to fit your situation, not a standard package. Our staff is actively engaged, responsive and accessible from the initial inquiry to closing day and responds to inquiries without using mortgage jargon.

Each situation is unique to an individual buyer and that’s why there are a number of purchase options that are built around real-life situations, instead of a template. For those who are buying a home for the first time, a first home purchase mortgage may be a better choice, as it offers lower down payment requirements and less stringent qualification standards; and for people who are going to live in a home year-round, they might prefer an owner-occupied mortgage that is better suited to long-term residency. We also compare rates, fixed versus variable rates, amortization lengths and pre-approval time periods so that there are no surprises when an offer is accepted. Our advisors go through each of the documents line by line and explain the insurance premiums and closing costs that are part of the total cost of ownership, ensuring that no surprises are encountered at the lawyer’s office.

Whether you’re looking for a competitive offer in an established area of the city or new construction on the outskirts, home buyers in Toronto turn to us because we know what to expect in this market. In Leslieville, where century homes are surrounded by modern infill developments, we work with buyers to secure financing for their primary residence, taking into account the age of the home’s wiring, foundation, and any renovations a lender would require to be documented beforehand. For those many buyers in Rexdale buying detached and semi-detached homes for the first time, we explain new home mortgage financing step by step and before it’s time for the deadline. All of our mortgage agents are licensed in the Financial Services Regulatory Authority of Ontario, and each of our advisors has experience with the lending requirements in the GTA, ranging from condo status certificates to older home appraisals. We’ve helped more than 500 home buyers in the Toronto area finance their home, and we’re proud to continue helping them.

When you’re ready to move forward with a home purchase mortgage, our advisors can present competitive pricing and provide straightforward, consistent counsel from pre-approval to closing. Whether you’re searching for listings in Leslieville or finding out what Rexdale has to offer, contact us for a consultation, and we will work with you through our purchase mortgage services to find a financing option that suits you and your budget and your timeline. Call, email or book online and let’s get your purchase moving toward a closing date you can plan around.